What are your retirement aspirations?

More than ten per cent of people who had planned to retire during 2012 are making alternative arrangements and putting off drawing their pension for the time being, according to the latest results from Prudential’s Class of 2012 research.

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The cost of raising a child increases to £218,000!

A new report has revealed that most parents would rather do without themselves than radically cut back on what they can provide for their children …

The annual Cost a Child Report [1] from protection and retirement specialist LV=, reveals the cost of raising a child from birth to their 21st birthday now totals a record £218,024. This equates to £10,382 a year, £865 a month or £28.44 a day.

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Developing a grown up attitude to your money

Why we are adopting a more mature approach to handling our finances …

While 18 is traditionally seen to be the age at which we become adults, as a nation we are beginning to delay taking on the roles and responsibilities adulthood brings, according to new findings from Scottish Widows’ Attitudes to Planning survey.

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Are you getting closer to retirement?

Being able to retire when and how you want to is all down to careful, forward planning … Read the rest of this entry »


Do you prioritise your family with your finances? Many don’t.

Ignoring the issue of mortality and illness means you could be failing to protect the financial security of your family in the future…

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Everything you ever wanted to know about ISAs

 Your Individual Savings Account questions answered

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Why end-of-tax-year planning should now be high on your agenda

A review of your financial and tax planning to maximise your net income, business and family assets should now be high on your agenda prior to the tax-year end on 5 April 2012.

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The principal tenets of spreading risk in your portfolio

One of the principal tenets of spreading risk in your portfolio is to diversify your investments whatever the time of year. Diversification is the process of investing in areas that have little or no relation to each other. This is called a ‘low correlation’.

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Expected retirement incomes hit five-year low

Taking some practical steps now could mean a more comfortable retirement…

People retiring in 2012 expect to live on an average annual income of £15,500 – over £1,000 a year less (6 per cent) than those who retired in 2011. The figures come from Prudential’s unique Class of 2012 research, which provides insights into the financial expectations of Britons planning to retire in the next 12 months.

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Are you in the savings habit?

New report shows that the majority of Britons do save … Read the rest of this entry »


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